Individual / Joint Current Account

The Individual / Joint Current Account is designed to provide flexible banking solutions for individuals in both the private and public sectors, as well as foreign nationals. It offers convenience, security, and access to modern financial services.

Features

  • Access to debit card for everyday transactions

  • Minimum opening balance: SLE 150

  • Zero minimum operating balance

  • Lodgment of cheques and dividend warrants

  • Access to internet banking

  • Access to consumer credit facilities

This account is ideal for:

  • Individuals in the private and public sectors

  • Foreign nationals

To open an Individual / Joint Current Account, applicants must provide:

  • Duly completed account opening form

  • Valid National ID

  • Two passport-sized photographs

  • Residential permit (for immigrants)

  • ECOWAS ID or International Passport (for foreign applicants)

  • Two satisfactory current account references

  • Signed right of set-off form

  • Address verification (utility bill within the last three months)

  • Duly signed cheque confirmation by signatories (mandates)